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Housing · Buying a home

Housing Choice Voucher DPA Homeownership Pilot

Offered by Atlanta Housing

Open year-roundApply anytime. Applications are reviewed as they come in.

About

About This Program

Up to $60,000 in down payment help for Atlanta Housing voucher holders buying a home in the City of Atlanta. No waiting list or application.

Bridging the Gap to Homeownership is Atlanta Housing's down payment assistance program for current Atlanta Housing Housing Choice Voucher participants, providing up to $60,000. The assistance has no monthly payment and can reduce the loan amount, pay closing costs, buy down the interest rate, or a combination. It can be combined with other local down payment assistance if Atlanta Housing and the lender approve, but it cannot be used to pay off existing debts. There is no waiting list, pre-registration or separate application: eligible participants start with a lender in Atlanta Housing's participating lender network. If married, both spouses' incomes count. Non-occupant co-borrowers and co-signers are not allowed.

Eligibility

Who Can Apply

  • Current Atlanta Housing Housing Choice Voucher participant
  • Household income at or below 80% of HUD's area median income
  • No ownership or title interest in a home in the past 3 years
  • Credit score of at least 580
  • At least $500 of your own money toward the purchase
  • Purchase price of $375,000 or less
  • Single-family home, townhome or condo in the City of Atlanta, used as your primary residence
  • Georgia resident for at least 6 months
  • At least 2 years of verifiable employment or income
  • Liquid assets of no more than $35,000, with at least one month of mortgage payment (plus HOA) in reserves at closing
  • Approved by a participating lender for a 15- to 30-year loan
  • Completed an 8-hour homebuyer education class from a HUD-approved provider

Area served: City of Atlanta

The offer

What's Offered

  • Up to $60,000 in down payment assistance
  • No monthly payment
  • Can lower the loan amount, pay closing costs or buy down the interest rate

Amount: Up to $60,000 for eligible Atlanta Housing voucher participants

Get ready

What You'll Need

  • W-2s for the 3 most recent years
  • 3 months of recent pay stubs and other income proof
  • Homebuyer education certificate from a HUD-approved provider
  • Proof of Georgia residency for at least 6 months
  • Signed tax returns for the 3 most recent years
  • 3 months of savings and checking account statements

Key dates

Dates

OpensYear-round
DeadlineRolling
Last reviewedOct 28, 2026

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