Housing · Buying a home
FHA Mortgage
Offered by Federal Housing Administration (FHA)
About
About This Program
FHA-insured home loans with down payments as low as 3.5%, low closing costs and easier credit qualifying, through FHA-approved lenders.
Eligibility
Who Can Apply
- Qualify for a loan with an FHA-approved lender
- For a reverse mortgage: age 62 or older, living in a home you own outright or with a low loan balance
Area served: State of Georgia
The offer
What's Offered
- FHA-insured mortgage with a down payment as low as 3.5% on 1- to 4-unit homes
- Reverse mortgages for homeowners 62 and older
- Loans for manufactured and mobile homes
Amount: Down payment as low as 3.5% of the purchase price
Get ready
What You'll Need
Not provided yet.
Key dates
Dates
Keep exploring
More Housing Resources
Gwinnett County Down Payment Assistance
Homestretch gives first-time buyers up to $10,000 in forgivable down payment and closing cost help to buy a home in Gwinnett County.
Norcross Cooperative Ministry
When funds allow, help with apartment rent, utilities and prescriptions for Norcross-area families. Financial help is now for new families only.
ANDP Down Payment Assistance
ANDP pairs $15,000 to $20,000 in homebuyer assistance with select homes it sells, and helps buyers combine other down payment programs.