ANDP Down Payment Assistance

Atlanta Neighborhood Development Partnership (ANDP), a nonprofit NeighborWorks member, offers homebuyer assistance with homes it sells. The ANDP Homebuyer Assistance Program (AHAP) gives up to $20,000 on select ANDP homes as a 0% interest second mortgage with payments deferred until the home is sold or transferred, or 40 years. ANDP's federal HOME program amount depends on need and location, and usually only 3 or 4 homes are available at a time. The ANDP Veterans Program gives up to $15,000 as a seller contribution at closing to qualifying veterans, active-duty military, reserve and guard members, and Gold Star families. ANDP's FHLBank Atlanta program ($15,000 to $20,000, usable on homes across metro Atlanta) is invitation-only and at capacity for 2026; email dpa@andpi.org to join the 2027 interest list. The First Generation Homebuyer Program has ended. Most programs require your lender to apply for you, and buyers of ANDP homes must use an ANDP-approved lender.