Business · Funding
Atlanta Recovery Loan Program
Offered by Invest Atlanta
Open year-roundApply anytime. Applications are reviewed as they come in.
About
About This Program
Invest Atlanta loans of $25,000 to $100,000 at no more than 3% to help Atlanta small businesses buy property, equipment and other assets.
Invest Atlanta's Atlanta Recovery Loan Program (ARLP) offers low-cost loans that help small businesses own tangible assets, build wealth and avoid displacement. Direct loans run $25,000 to $100,000; when Invest Atlanta joins another lender, its share is the lesser of 10% of total financing or $150,000. Terms are up to 7 years at no more than 3% interest. Eligible uses are buying commercial property and land, office or store renovations, equipment and other fixed assets, working capital for expansion, and inventory. Businesses with fewer than 500 employees, partnerships, sole proprietorships and nonprofits in any commercial area of the city are eligible, including those on City-owned property. The application fee is $100. To start, attend one of Invest Atlanta's monthly small business webinars or quarterly networking events, then apply online through Invest Atlanta's application portal. All Invest Atlanta loans depend on available funds.
Eligibility
Who Can Apply
- Business with fewer than 500 employees, partnership, sole proprietorship or nonprofit
- Located in a commercial area of the City of Atlanta, including City-owned property
Area served: City of Atlanta
The offer
What's Offered
- Loans of $25,000 to $100,000 at no more than 3%
- Up to 7 years to repay
- For property and land, renovations, equipment, inventory and expansion working capital
Amount: $25,000 to $100,000 at up to 3%
Cost: $100 application fee
Get ready
What You'll Need
Not provided yet.
Key dates
Dates
OpensYear-round
DeadlineRolling
Last reviewedOct 28, 2026
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