Business · Funding
Atlanta Startup Growth Loan Program
Offered by Invest Atlanta
Open year-roundApply anytime. Applications are reviewed as they come in.
About
About This Program
Invest Atlanta loans of $50,000 to $150,000 at 0% to 3%, with no collateral or personal guarantee required, for Atlanta tech startups.
Invest Atlanta's Atlanta Startup Growth Loan Program lends $50,000 to $150,000 to technology startups to buy new assets or update existing ones: technology, inventory, commercial space in Atlanta, machinery and equipment, furniture and fixtures, and signage. Up to 20% can go to related working capital. Loans run up to 5 years (not beyond the lease) with a six-month deferment, at 0% to 3%. No collateral or personal guarantee is required, though collateral strengthens an application. Applicants must be incorporated within the last 5 years with an active City of Atlanta business license and have a scalable, high-impact technology solution. Invest Atlanta gives special emphasis to underrepresented founders and reviews applications case by case. The application fee is $100. To start, attend one of Invest Atlanta's monthly small business webinars or quarterly networking events, then apply online through Invest Atlanta's application portal. All Invest Atlanta loans depend on available funds.
Eligibility
Who Can Apply
- Startup incorporated within the last 5 years with an active City of Atlanta business license
- Scalable, high-impact technology solution with growth potential (for example AI, SaaS, B2B, B2C, sustainability, deep tech or fintech)
- Current on all personal and business debt
- Operates from a home, commercial space, incubator, accelerator or co-working space in the City of Atlanta
Area served: City of Atlanta
The offer
What's Offered
- Loans of $50,000 to $150,000 at 0% to 3%
- Up to 5 years with a six-month deferment
- No collateral or personal guarantee required
- Up to 20% for related working capital
Amount: $50,000 to $150,000 at 0% to 3%
Cost: $100 application fee
Get ready
What You'll Need
Not provided yet.
Key dates
Dates
OpensYear-round
DeadlineRolling
Last reviewedOct 28, 2026
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