Housing · Buying a home
VA Home Loan
Offered by U.S. Department of Veterans Affairs (VA)
About
About This Program
VA-backed and VA direct home loans help Veterans, service members and survivors buy, build, improve or refinance a home, often with no down payment.
Eligibility
Who Can Apply
- Veteran, service member or eligible surviving spouse
- Certificate of Eligibility based on your service history and duty status
- Credit and income for the loan amount
Area served: State of Georgia
The offer
What's Offered
- VA-backed home loans through private lenders
- VA direct loans
- Loans to buy, build, improve or refinance a home
- Often no down payment
Amount: VA-backed loan terms vary
Get ready
What You'll Need
- Discharge or separation papers (DD214), if you're a Veteran
- A statement of service signed by your commander, adjutant or personnel officer, if you're on active duty
- The Veteran's DD214, if available, if you're a surviving spouse
Key dates
Dates
Keep exploring
More Housing Resources
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Homestretch gives first-time buyers up to $10,000 in forgivable down payment and closing cost help to buy a home in Gwinnett County.
ANDP Down Payment Assistance
ANDP pairs $15,000 to $20,000 in homebuyer assistance with select homes it sells, and helps buyers combine other down payment programs.
Atlanta Down Payment Assistance
Up to $20,000 in down payment help for first-time buyers in the City of Atlanta, or up to $25,000 for some public servants and voucher holders.