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Business · Funding

Invest Atlanta SBA 504 Loan Program

Offered by Invest Atlanta

Open year-roundApply anytime. Applications are reviewed as they come in.

About

About This Program

SBA 504 financing through Invest Atlanta, up to $5 million, for small minority- and women-owned businesses relocating or expanding in Atlanta.

Invest Atlanta offers SBA 504 loan financing and technical assistance to small minority- and female-owned businesses relocating or expanding in the City of Atlanta. The usual structure is 50% from a private lender, 40% from the SBA loan and 10% equity from the business, with 10- or 20-year terms and a rate based on the 10-year Treasury note. The SBA loan can reach $5 million for job creation, $5.5 million for public policy manufacturers and $4 million for manufacturers in NAICS sectors 31, 32 or 33. It is available citywide. The application fee is $100. To start, attend one of Invest Atlanta's monthly small business webinars or quarterly networking events, then apply online through Invest Atlanta's application portal. All Invest Atlanta loans depend on available funds.

Eligibility

Who Can Apply

  • Small minority- or women-owned business relocating or expanding in the City of Atlanta
  • 10% equity injection

Area served: City of Atlanta

The offer

What's Offered

  • SBA 504 loan of up to $5 million ($5.5 million for public policy manufacturers, $4 million for NAICS 31 to 33 manufacturers)
  • Financing split of 50% private lender, 40% SBA loan and 10% equity
  • 10- or 20-year terms at a rate based on the 10-year Treasury note
  • Technical assistance

Amount: Up to $5 million (SBA portion)

Cost: $100 application fee

Get ready

What You'll Need

Not provided yet.

Key dates

Dates

OpensYear-round
DeadlineRolling
Last reviewedNov 2, 2026

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